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I thought I’d start with a fantasy football anecdote: it’s been a while since I’ve had a truly dreadful team. I don’t mean bad. I mean so terrible it belongs in a different league from the other teams.

It’s an old league, 12 teams, non-PPR, and we use whole-number scoring. Half the league has been playing together for the time the league has existed, and some who left have been replaced by our children.

The players are Justin Herbert, Kyler Murray, Bijan Robinson, Quinshon Judkins, Blake Corum, Zack Charbonnet, Malik Nabers, Luther Burden, Michael Wilson, Matthew Golden, Jordyn Tyson, Tucker Kraft, Terrance Ferguson, Cameron Dicker, and the Chargers. I was pleased with how the draft went.

In Week 2, the lineup was projected to score 97 points and win our matchup.

We scored 38.

After two weeks, this team had 102 total points. The next lowest-scoring team had 156 points.

Sometimes, the combination of players we choose doesn’t work. There’s a hill to climb, and I’ve made adjustments where I can. It’s a deep enough league that the free agents are no more appealing than the players on my roster, and no one makes trades. I drafted second, and I was low in the waiver order. Other than adding a third player that’s on IR, I’ve dealt with easily-streamed positions. One Charger is more than enough.

In Week 3, I more than doubled my scores from the first two weeks, but still lost. I had the players on the bench to score more points if I had started them, but that’s myopic without admitting my opponent also left points on the bench.

I’ll do what I always do in this situation: participate and stay vigilant. I owe that to my friends in the league. I’ll never lose because I don’t try.

And there are plenty of other FF teams I manage that also require attention.

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As for the first game played this week:

The Steelers came out and owned the first quarter with a 17-play, 78-yard touchdown drive that consumed nearly ten minutes of the quarter. The drive was extended by two Browns’ penalties on third downs. The Browns managed one first down on two possessions: a 21-yard Deshaun Watson completion to KC Concepcion.

The game turned on the next Steelers possession: on first-and-ten from the Pittsburgh 29, Browns LB Sam Williams drove RT Max Iheanachor back to Aaron Rodgers, and Williams got just enough of Rodgers hand as he was throwing to knock the ball off target, into the waiting arms of Browns CB Denzel Ward. The Browns scored on their next three possessions, and it was 21-10 at halftime.

After a scoreless third quarter, the Steelers made a break for themselves on the Browns’ first possession of the fourth quarter. On first-and-ten from the Cleveland 35, Watson tried to hit Denzel Boston with a long pass that was intercepted by FS Robert Spears-Jennings; but hold on, there was a flag on the field for defensive pass interference on Pittsburgh CB Daylen Everette; but hold on again, the Steelers sideline noticed something on the play that drew the red challenge flag: it turned out that Steelers LB Jack Sawyer got a fingertip on Watson’s pass as he threw, nullifying the DPI penalty and giving the ball to the Steelers.

The Steelers scored a TD on the ensuing possession and missed a 2-point conversion. 21-16 Browns. The Browns kicked a field goal to increase their lead to 8 points. The teams traded punts.

Then the Steelers went on an 8-play, 80-yard drive that was again aided by Browns’ penalties: on fourth-and-ten from the Cleveland 11, 6’3”, 210-lb S Emmanuel McNeil-Warren needed help holding up 6’7”, 264-lb (listed) TE Darnell Washington. The “help” drew a DPI at the Cleveland 3. Rodgers hit Pat Freiermuth on the next play for the TD, and snuck the 2-point conversion in after another Browns penalty moved the try to the 1-yard line. There was 1:42 left in the game, and it was tied.

The Browns drove to the Steelers’ 34 before Watson was sacked on second-and-four back to the 38 with 0:19 left. After an incomplete pass to Concepcion, Andre Szmyt kicked a 56-yard field goal. Rodgers’ desperation heave to Roman Wilson was intercepted at the Browns’ 18 by S Grant Delpit.

27-24, Browns, who move to 3-1. After seeing the plastering they took in Week 1, this is not what I was expecting. Kudos. It was an entertaining, if sloppy, game. There were four turnovers, and a few other turnover-worthy plays. DK Metcalf easily had his best game of the season with 115 yards. Both Washington and Freiermuth had TDs, as did Wilson. Jaylen Warren had 126 scrimmage yards and all the running back snaps except for two direct-snap plays by Travis Homer. Quinshon Judkins had 96 scrimmage yards and a TD. Boston and Concepcion combined for 9 receptions and 153 yards. Harold Fannin Jr. had another TD.

With bye weeks starting next week, these teams have attractive options for fantasy. The Browns will be at MetLife to face the Jets, and the Steelers will host the Colts.

About the Key Injuries, Practice squad moves, Lines, and Forecasts below, I update those up to the time I start editing the article.

What I’ll be most interested to see in the remaining Week 4 games:

Colts at Commanders: Welcome to the European part of the program. We’ve already had games in Australia and Brazil. Tottenham Hotspur Stadium has covered seating, but the field is uncovered. Jayden Daniels has already been ruled out, and keep your eyes on Terry McLaurin who popped up on the injury report on Friday with a hamstring issue. The Colts are 28th against QBs (21.9 PPG), 28th against RBs (25.9 PPG), 24th against WRs (29.7 PPG), and 25th against TEs (14.1 PPG). The Commanders are allowing the second-fewest PPR points to RBs at 10.3 PPG, but are 31st against QBs (27.7 PPG) 32nd against WRs (38.8 PPG) and 31st against TEs (19.1 PPG). These are two of the three worst defenses in PPR, so of course, this game will be 16-15. Sort of jk. Key injuries: IND WR Keenan Allen is out, and WR Ashton Dulin is questionable; WAS QB Jayden Daniels, OT Sam Cosmi, RB Rachaad White, and S Nick Cross are out, S Percy Butler and WR Terry McLaurin are questionable. Practice squad: IND elevated WR Nick Westbrook-Ikhine; WAS elevated RB Craig Reynolds and LB Ale Kaho. Line: IND -3.5, O/U 48.5. Forecast: Low 70s F, 5 MPH wind, 12% precipitation.

Patriots at Bills: What the Patriots will do to fix the offense. It’s not that they can’t move the ball (307 YPG on offense is 22nd), but at 36 points scored, they’re dead last, tied with the Dolphins. That includes 20 points against Pittsburgh. Their defense is solid, but the offense will need to slow down the Bills. New England is 6th against QBs (12.5 PPG), 19th against RBs (18.8 PPG), 18th against WRs (26.7 PPG), and 1st against TEs (4.5 PPG). Buffalo is 25th against QBs (19.7 PPG), 27th against RBs (25.0 PPG), 28th against WRs (32.1 PPG), and 11th against TEs (8.2 PPG). Key injuries: NE DT Christian Barmore and CBs Christian Gonzalez and Channing Canada are out, FB Reggie Gilliam, OT Morgan Moses, LBs Christian Elliss and Dre’Mont Jones, TE Eli Raridon, and S Craig Woodson are questionable; BUF DT T.J. Sanders is doubtful, CB Christian Benford, WR Keon Coleman, and RB Ray Davis are questionable. Practice squad: NE elevated S Mike Brown and CB Kindle Vildor; BUF elevated CBs Te’Cory Couch and Kani Walker. Line: BUF -7.0, O/U 49.5. Forecast: mid- 60s F, 6 MPH wind, 12% precipitation.

Jets at Bears: A damaged offense vs. a damaged defense. The Jets were already having trouble scoring points, now they’ll be without Hall, Mitchell, and potentially Sadiq. The Bears will be missing defensive players at every level, and presumably starting Tyson Bagent at QB. I sense an offensive snooze fest, meaning it will probably be 37-36. The Jets are 10th against QBs (15.0 PPG), 24th against RBs (21.1 PPG), 9th against WRs (22.5 PPG), and 3rd against TEs (5.4 PPG). The Bears are 16th against QBs (16.9 PPG), 17th against RBs (18.2 PPG), 7th against WRs (21.3 PPG), and 6th against TEs (6.3 PPG). A couple of caveats to those rankings: most of the RB damage to the Jets was inflicted by Jahmyr Gibbs in Week 3, and the Bears got killed in Week 1 by the Panthers; the last two weeks they’ve been tight. Key injuries: NYJ TE Mason Taylor, RB Breece Hall, WR Adonai Mitchell, G Dylan Parham, and LB Francisco Mauigoa are out, and ED Kingsley Enagbare and TE Kenyon Sadiq are questionable; CHI OT Braxton Jones (placed on IR), QB Caleb Williams, CB Kyler Gordon, LB Noah Sewell, and DT Shemar Turner are out, and CB Cam Lewis is doubtful. Practice squad: NYJ elevated WR Sterling Shepard and LB Jaden Keller; CHI elevated DE Marcus Davenport and NB Nick McCloud. Line: CHI -3.5, O/U 43.5. Forecast: High 60s F, 5 MPH wind, 2% precipitation.

Jaguars at Bengals: Ideal conditions in Cincinnati. We’re a few weeks from autumn (presumably) taking hold. The Bengals are coming off a tough loss in Pittsburgh, where their big-play defense was a little exposed. They’ll need to win time of possession and avoid making mistakes to avoid losing for the second week in a row. The Jaguars are 3rd against QBs (11.1 PPG), 6th against RBs (14.3 PPG), 14th against WRs (25.3 PPG), and 6th against TEs (6.5 PPG). The Bengals are 18th against QBs (17.1 PPG), 13th against RBs (15.9 PPG), 15th against WRs (25.6 PPG), and 24th against TEs (13.8 PPG). Key injuries: JAC DT Albert Regis, CBs Christian Braswell and Montaric Brown are questionable; CIN S Kyle Dugger and WR Colbie Young are out, DT B.J. Hill, G Dalton Risner, S Bryan Cook, and LB Swayze Bowman are questionable. Practice squad: JAC elevated LB Jalen McLeod and CB Jabbar Muhammad; CIN elevated CB Bralyn Lux and S Russ Yeast. Line: CIN -2.5, O/U 51.5. Forecast: Low 70s F, 2 MPH wind, 11% precipitation.

Cardinals at Giants: Will the Giants have enough players left to win? The Giants will not likely win this game with field goals, and they haven’t been in the end zone on offense since Week 1. They’ve already lost Jaxson Dart, Brian Burns, and Paulson Adebo to IR, and Andrew Thomas missing practice on Wednesday and Thursday is not helping my agita. The Cardinals are 29th against QBs (22.0 PPG), 11th against RBs (15.4 PPG), 31st against WRs (25.3 PPG), and 28th against TEs (14.9 PPG). The Giants are 17th against QBs (16.9 PPG), 23rd against RBs (19.9 PPG), 20th against WRs (29.1 PPG), and 14th against TEs (9.6 PPG). A couple of thoughts: the Giants offense is not the 49ers offense, and the Cards offense is not the Titans offense. Key injuries: ARI S Dadrion Taylor-Demerson is out and LB Josh Sweat is questionable; NYG has no active players carrying a designation. Practice squad: ARI elevated LB Cameron Robertson; NYG elevated LB Trace Ford and QB Jake Haener. Line: ARI -2.5, O/U 44.5. Forecast: High 60s F, 10 MPH wind, 34% precipitation.

Rams at Eagles: With Puka Nacua playing, what do the Eagles do to counter? Both teams are coming off of losses, but the Rams’ was brutal after controlling the first half in Denver. The Eagles have not been particularly good against the pass, and that was punctuated by last Monday’s game. Case Keenum has rarely looked as good on an NFL field as he did Monday. The scary part of the Eagles’ pass-defense results is that one of their games was against the Titans. They’ll have to shore up that vulnerability on a short week against two of the finest receivers in the NFL. The Rams are 13th against QBs (16.2 PPG), 7th against RBs (14.4 PPG), 16th against WRs (26.3 PPG), and 5th against TEs (6.1 PPG). The Eagles are 27th against QBs (20.7 PPG), 12th against RBs (15.4 PPG), 25th against WRs (29.1 PPG), and 2nd against TEs (4.8 PPG). Key injuries: LAR TE Terrance Ferguson, CB Jaylen Watson, and DE Aaron Donald are out, and TE Colby Parkinson is questionable; PHI LB Zach Baun, S Marcus Epps, TE Dallas Goedert, WRs Marquise Brown and DeVonta Smith, and OT Fred Johnson are out. Practice squad: LAR elevated CB Cam Lampkin and LB Darryl Peterson III; PHI elevated TE Zach Ertz and TE Josiah Deguara. Line: LAR -3.5, O/U 42.5. Forecast: Low 60s F, 7 MPH wind, 39% precipitation.

Packers at Buccaneers: How far below the under this game can go. The Packers are hurting on both lines and it seems contrarian to me that they’re favored here. I get that Jalon Daniels is starting in place of Baker Mayfield, and that the Bucs are 0-3. What’s odd is that somehow the Bucs are a good fantasy defense while appearing to be mediocre IRL. That’s partly due to being -5 in turnovers. These are two teams badly in need of a win. This, to me, comes down to the Bucs’ defensive performance. The Packers are 11th against QBs (16.1 PPG), 32nd against RBs (29.2 PPG), 24th against WRs (29.7 PPG), and 13th against TEs (9.4 PPG). The Buccaneers are 9th against QBs (14.8 PPG), 9th against RBs (14.7 PPG), 6th against WRs (20.7 PPG), and 22nd against TEs (12.9 PPG). Key injuries: GB Gs Aaron Banks and Jacob Monk, and DTs Warren Brinson (placed on IR) and Anthony Campbell are out, C Jager Burton is questionable; TB LB Rueben Bain Jr., TE Ko Kleft, QB Baker Mayfield, and CB Benjamin Morrison are out, LB SirVocea Dennis, DT Rakeem Nunez-Roches, and CB Jacob Parrish are questionable. Practice squad: GB none; TB elevated QB Easton Stick and LB Caden Fordham. Line: GB -3.0, O/U 38.5. Forecast: High 80s F, 10 MPH wind, 4% precipitation.

Titans at Ravens: If the Titans can generate offense. Tennessee is averaging fewer than 250 yards and just over 12 points per game, which is a shame because their defense has looked good despite that and not turning teams over. Eventually, they’re either going to have to push either Cam Ward or Tony Pollard forward. This seems like an easy win for the Ravens if they avoid mistakes, although they now have three centers on IR, leaving 2026 14th overall pick Vega Ioane to presumably get his first NFL game action at center; he’s jumping into the deep end opposite Titans DT Jeffrey Simmons. The Titans are 2nd against QBs (10.5 PPG), 20th against RBs (19.0 PPG), 17th against WRs (26.6 PPG), and 4th against TEs (5.5 PPG). The Ravens are 15th against QBs (16.8 PPG), 16th against RBs (18.2 PPG), 21st against WRs (29.6 PPG), and 16th against TEs (10.1 PPG). Key injuries: TEN RB Tyjae Spears and S Kevin Winston Jr. are questionable; BAL LB Trey Hendrickson and Cs Jovaughn Gwyn and Ethan Pocic are out (Gwyn and Pocic will be placed on IR), and WRs Zay Flowers and Chris Moore are questionable. Practice squad: TEN elevated G Drew Moss; BAL elevated G Kyle Hergel. Line: BAL -11.5, O/U 42.5. Forecast: mid-60s F, 9 MPH wind, 57% precipitation.

Cowboys at Texans: The Texans run defense vs. Javonte Williams. After facing James Cook, Chase Brown, and Jonathan Taylor, the Texans are the top fantasy defense against RBs. Presumably, this opens the door for Dak Prescott, CeeDee Lamb, and George Pickens. Houston’s pass defense has given up 100+-yard games to Dalton Kincaid and DJ Moore, and 2 TDs to Ja’Marr Chase. The Texans will need to control Williams AND the WRs to get into the win column for the first time 2026. The offense will get a boost as WR Nico Collins returns. The Cowboys are 30th against QBs (23.5 PPG), 25th against RBs (23.0 PPG), 13th against WRs (24.3 PPG), and 27th against TEs (14.4 PPG). The Texans are 26th against QBs (19.9 PPG), 1st against RBs (10.3 PPG), 30th against WRs (33.8 PPG), and 17th against TEs (10.2 PPG). Key injuries: DAL CB Cobie Durant and LB DeMarvion Overshown are out; HOU LB Azeez Al-Shaair and S M.J. Stewart are out, DE Jadeveon Clowney, DE Logan Hall, LB Jake Hansen, and G Ed Ingram are questionable. Practice squad: DAL elevated S Juanyeh Thomas and CB Reddy Steward; HOU elevated LB Kenneth Murray. Line: HOU -3.0, O/U 48.5. Forecast: The roof is expected to be closed.

Dolphins at Vikings: If the Vikings offense will be any good without Justin Jefferson. Not that they were any good with him: they’re dead last in offensive yards per game (238.3) and passing yards per game (137.0). They’re also second in turnover margin (+4) and points allowed (13.7/game). The implied points for the Dolphins is 14.25; their high in a game is 13 so far. Losing RB DeVon Achane for the season does not seem like a plus. On paper, Vikings -10 seems like the safest line on the slate, but I’m on the under. The Dolphins are 24th against QBs (19.3 PPG), 30th against RBs (27.1 PPG), 5th against WRs (19.1 PPG), and 23rd against TEs (13.5 PPG). The Vikings are 7th against QBs (13.2 PPG), 4th against RBs (10.9 PPG), 22nd against WRs (29.6 PPG), and 10th against TEs (7.8 PPG). Key injuries: MIA ED Rob Beal Jr., WR Caleb Douglas, and CB Storm Duck (PUP) are out; MIN WR Justin Jefferson, P Brett Thorson, and CB Charles Demmings are out. Practice squad: MIA elevated DT Mazi Smith and DE Rodney McGraw and signed RB Carlos Washington Jr. to the active roster; MIN elevated P Johnny Hekker. Line: MIN -10.0, O/U 38.5. Forecast: Fully covered stadium.

Chiefs at Raiders: A gut check. The last time the Raiders started 3-0 was 2021; that was also the last time they reached the postseason, although they had to win four straight at the end to make it in at 10-7. Since 2012, the Raiders have only won five times against the Chiefs; one of those was at the end of last season. Kirk Cousins and Klint Kubiak have helped craft one of the surprising stories of the 2026 season so far, but the Chiefs will be a tougher defensive challenge for them than they’ve faced. The Raiders will need to overperform on defense. The Chiefs are 1st against QBs (8.9 PPG), 15th against RBs (17.2 PPG), 2nd against WRs (17.5 PPG), and 18th against TEs (11.2 PPG). The Raiders are 12th against QBs (16.1 PPG), 10th against RBs (15.1 PPG), 3rd against WRs (18.3 PPG), and 30th against TEs (17.7 PPG) after the barrage of TDs they allowed to the Saints. Key injuries: KC OT Josh Simmons is out; LV C Jackson Powers-Johnson is out and QB Aidan O’Connell is questionable. Practice squad: KC elevated LB Cole Christiansen; LV none. Line: KC -4.5, O/U 47.5. Forecast: Fully covered stadium.

Broncos at 49ers: If the 49ers can keep beating the odds. The cracks are showing in the defense with six players on IR, three more out and three questionable for Week 4. The hit to depth really shrinks their margin for error; a muffed punt at the end of the third quarter in the Cardinals game helped make that score closer. It also makes them more vulnerable against the run. The Broncos will have to find a way to get after Brock Purdy to force the mistakes they’ll likely need to win. The Broncos are 14th against QBs (16.3 PPG), 29th against RBs (26.0 PPG), 11th against WRs (22.9 PPG), and 20th against TEs (11.8 PPG). The 49ers are 8th against QBs (14.5 PPG), 22nd against RBs (19.8 PPG), 10th against WRs (22.7 PPG), and 9th against TEs (7.7 PPG). Key injuries: DEN LB Dondrea Tillman is out; SF DT James Thompson Jr. and DEs Nick Bosa and Mykel Williams are out, WR Mike Evans, LBs Jaden Dugger and Dre Greenlaw, and DE Keion White are questionable. Practice squad: DEN no elevations, signed FB Adam Prentice to the active roster; SF elevated DE Matthew Judon and WR Malik Turner and signed DT Sebastian Valdez to the active roster. Line: SF -3.0, O/U 47.5. Forecast: high 90s F, 4 MPH wind, 9% precipitation.

Chargers at Seahawks: A way for the Chargers to be competitive against one of the league’s best teams. They had a major step forward against the Bills, but despite being +4 in turnovers, they let the Bills hang around by being ineffectual (again) on offense. It’s early, and I don’t want to jump to conclusions, but the Chargers personnel not matching Mike McDaniel’s vision is trending to be as bad a match as Chip Kelly was for the Raiders in 2025. Add a team returning home and mad as hell that mistakes cost them a game, and the Chargers are going to have to do a 180 as a team to avoid 0-4. The Chargers are 20th against QBs (17.7 PPG), 18th against RBs (18.5 PPG), 19th against WRs (27.4 PPG), and 15th against TEs (9.7 PPG). The Seahawks are 5th against QBs (12.2 PPG), 5th against RBs (13.9 PPG), 4th against WRs (18.7 PPG), and 12th against TEs (7.7 PPG). Key injuries: LAC G Kayode Awosika, TE Charlie Kolar, WR Brenen Thompson, and DE Dalvin Tomlinson are out, WR Ladd McConkey, S Derwin James, CB Donte Jackson, QB Trey Lance, and S Elijah Molden are questionable; SEA RBs Zach Charbonnet (PUP) and Jadarian Price (placed on IR) are out, S Ty Okada and LB Chazz Surratt are questionable. Practice squad: LAC elevated TE Patrick Herbert; SEA elevated CB Trevon Diggs and S Maxen Hook and signed RB Velus Jones Jr. to the active roster. Line: SEA -7.0, O/U 42.5. Forecast: Low 70s F, 4 MPH wind, 5% precipitation.

Lions at Panthers: The need for defense. Both of these teams have been among the league’s best offenses so far, and among the worst defenses. The Panthers at least have the case of getting steamrolled in Week 1 by the Bears weighing down the overall. The Lions engage in track meets. So far they’ve won the ones at Ford Field. What will be interesting to see is how the weather affects each team, as this is the game with the highest chance of rain, and though the wind speed is forecasted to be low, it can change on a dime in the Carolinas, and this will be the Lions’ first outdoor game. It also could be another big game for Jahmyr Gibbs. The Lions are 32nd against QBs (30.0 PPG), 14th against RBs (17.2 PPG), 29th against WRs (32.7 PPG), and 32nd against TEs (28.5 PPG). The Panthers are 23rd against QBs (19.0 PPG), 31st against RBs (28.2 PPG), 1st against WRs (17.5 PPG), and 21st against TEs (12.0 PPG). Key injuries: DET G Ben Bartch is out and CB D.J. Reed is questionable; CAR WR Xavier Legette (placed on IR) and G Damien Lewis are out, OT Monroe Freeling, WR Jalen Coker, and DTs Lee Hunter and Cam Jackson are questionable. Practice squad: DET elevated NB Jalen Mills; CAR elevated WR Ja’seem Reed. Line: DET -3.5, O/U 50.5. Forecast: mid-60s, 3 MPH wind, 68% precipitation.

Falcons at Saints: Two of the most turnover-prone teams in the league. The Falcons are -6 in turnovers, and the Saints are -4. To the Falcons credit, they had only one on offense in Week 3, coinciding with the return of Michael Penix Jr, and it was early in the game. The Saints are just sloppy and could be 3-0 with fewer mistakes. Neither team has generated turnovers on defense. Something will change. The Falcons are 22nd against QBs (18.2 PPG), 3rd against RBs (10.5 PPG), 27th against WRs (31.3 PPG), and 26th against TEs (14.2 PPG). The Saints are 21st against QBs (17.8 PPG), 26th against RBs (24.2 PPG), 12th against WRs (24.0 PPG), and 29th against TEs (16.5 PPG), mainly due to the wrath of Bowers. Key injuries: ATL LB Divine Deablo and DE Samson Ebukam are questionable; NO LBs Kaden Elliss and Anfernee Jennings and DE Carl Granderson are out, and LB Pete Werner and TE Noah Fant are questionable. Line: NO -2.5, O/U 47.5. Practice squad: any moves will be made on Sunday. Forecast: Fully covered stadium.

It’s Week 4, the last full slate of games we’ll see until Thanksgiving. Enjoy it.

While you’re here, check out more fantasy goodness at Razzball. Follow me on Twitter/X and BlueSky @crewser128.

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